Terms and Conditions


Allied Collection Services, Inc. (ACSI) has introduced a new web-based repayment program designed to assist consumers who are willing to repay specified debt obligations but are unable to meet the original, contractual repayment terms of certain creditors.

This program is called Back on Track (herein referred to as BOT). Unlike a conventional collection process, ACSI'S new program BOT offers consumers the opportunity to choose what they can afford to pay, within reason, and to choose their own monthly due date. Consumers can choose a repayment option that best works for their situation using the secure and private BOT web site.

BOT is a unique recovery strategy that places consumers in a position of having more control over repayment terms over certain debts. BOT provides consumers with more choices and more options without relying on collection calls and a traditional collection process.

Authorized Users

This Website is intended for authorized users only. By accessing, viewing, or using the content, material, or services available on or through this Website, you indicate that you have read and understand these Terms and Conditions, and that you agree to them and intend to be legally bound by them. If you do not agree to these Terms and Conditions or you are not an authorized user, you are not granted permission to use this Website and must exit immediately.

These Terms and Conditions may be changed at any time and without notice. It is the obligation of users visiting the Website to review the Terms and Conditions for any changes since their last visit.

Any information, services, or materials offered by or through this Website shall not be construed as or understood to be financial, investment, legal, tax or accounting advice of any kind and should not be relied upon as such.

License to Use Website

Unless otherwise stated, ACSI and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

Prohibited Practices

Those users visiting ACSI's Back on Track web-program are prohibited from taking the following actions: republish material from BOT (including republication on another website); sell, rent or sub-license material from the BOT website; show or distribute any material from the BOT website to the public; reproduce, duplicate, copy or otherwise exploit material on BOT for a commercial purpose; edit or otherwise modify any material on the BOT website; use this website to transmit or send unsolicited commercial communications; use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity; conduct any systematic or automated data collection activities including without limitation; scraping, data mining, data extraction, marketing and data harvesting on or in relation to this website without ACSI'S express written consent.

Restricted Access

For security reasons, certain areas of the BOT website are restricted. ACSI'S reserves the right to restrict access to other areas of this website, or indeed this entire website, at ACSI'S discretion.

If BOT provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept secure and confidential.

ACSI'S reserves the right to disable your BOT user ID and password at their sole discretion without notice or explanation.

No Warranties

ACSI'S on-line program BOT is provided "as is" without any representations or warranties, express or implied. ACSI'S web-based program BOT makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, BOT does not warrant that this website will be constantly available, available at all or that the information on this website is 100% complete, true and accurate all of the time.

Nothing on this website constitutes, or is meant to constitute legal or financial advice of any kind. If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional.

Limitations of Liability

Neither ACSI, its affiliates, subsidiaries, officers, agents or employees will not be liable to you, whether under the law of contact, the law of torts or otherwise, in relation to the contents of, or use of, or otherwise in connection with, this website: To the extent that the website is provided free-of-charge, for any direct loss; For any indirect, special or consequential loss; OR For any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if ACSI'S web-based program BOT has been expressly advised of the potential loss.


Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit ACSI'S liability in respect of any: Death or personal injury caused by ACSI'S negligence; Fraud or fraudulent misrepresentation on the part of ACSI or its clients; or Matter which it would be illegal or unlawful for ACSI to exclude or limit, or to attempt or purport to exclude or limit, its liability.


By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

Other Parties

You accept that, ACSI and its on-line collection program BOT, dba, affiliates and/or subsidiaries, has an interest in limiting the personal liability of its officers, clients and employees. You agree that you will not bring any claim personally against ACSI'S officers, clients or employees in respect of any claimed or actual losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect ACSI'S officers, employees, agents, subsidiaries, successors, clients, assigns and sub-contractors.'


You hereby indemnify ACSI and undertake to keep ACSI indemnified against any losses, damages, costs, liabilities and expenses, including without limitation, legal expenses and any amounts paid by ACSI to a third party in settlement of a claim or dispute on the advice of ACSI'S legal advisers, incurred or suffered by ACSI arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

Breaches of these terms and conditions

Without prejudice to ACSI'S other rights under these terms and conditions, if you breach these terms and conditions in any way, ACSI may take such action as it deems appropriate to deal with such breach, including suspending your access to the BOT website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.


ACSI may revise these terms and conditions from time-to-time at its own discretion. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.


ACSI may transfer, sub-contract or otherwise deal with its rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.


If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Entire Agreement

These terms and conditions, together with agreements made within the BOT website constitute the entire agreement between you and ACSI in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.

Any modification to terms and conditions of ACSI'S on-line collection program BOT must be requested in writing and agreed to by ACSI.

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